How much does a heat pump cost in Florida after rebates?
The most common job, a ducted air-source heat pump, whole home (~3 ton, ~2,000 sq ft), costs $20,000 before rebates. Most jobs cost between $14,000 and $28,000. With the biggest open rebate ($1,150), you could pay about $18,850.
How much does a heat pump cost?
| Project | Low | Typical | High |
|---|---|---|---|
| Ducted air-source heat pump, whole home (~3 ton, ~2,000 sq ft) | $14,000 | $20,000 | $28,000 |
| Ductless mini-split heat pump, single zone (9-18k BTU) | $3,500 | $6,000 | $9,000 |
| Ductless mini-split heat pump, multi-zone (3 indoor zones) | $9,000 | $16,000 | $25,000 |
| Cold-climate premium ducted heat pump, whole home (~3 ton, NEEP ccASHP-listed, top tier) | $17,000 | $23,000 | $32,000 |
| Heat pump water heater, 50-80 gallon | $2,700 | $4,500 | $7,500 |
| Ground-source (geothermal) heat pump, whole home (~3-4 ton) | $25,000 | $40,000 | $65,000 |
What the typical price covers: variable-speed ducted heat pump outdoor unit and air handler sized ~3 tons, line set, refrigerant, thermostat, condensate, electrical circuit, removal of old equipment, permit, commissioning, using existing usable ductwork.
These ranges come from Northeast and national installer data. Prices in Florida can be lower or higher, so get two or three quotes.
Is there a rebate for a heat pump in Florida?
Yes. We track 21 heat pump programs taking applications in Florida. The largest is $1,150 from Orlando Utilities Commission.
- OUC Heat Pump A/C Rebate: up to $1,150
- FPL Low-Income Renter Pilot (landlord HVAC / heat pump upgrade rebate): up to $1,000 (not yet confirmed)
- Duke Energy Florida Home Energy Improvement - HVAC / heat pump replacement rebate: up to $1,000
- Duke Energy Florida heat pump (hybrid) water heater rebate: up to $800
- City of Tallahassee Utilities energy-efficiency heat pump rebates: up to $750
- Duke Energy Florida HVAC replacement rebate - multifamily and manufactured homes: up to $600
- Tampa Electric Heating & Cooling Program (heat pump rebate): up to $550
- OUC ENERGY STAR Heat Pump Water Heater Rebate: up to $500
- Lakeland Electric heat pump water heater rebate: up to $500
- FKEC Residential Rebate Program - central A/C / heat pump and ductless mini-split: up to $500
- Lakeland Electric energy-efficient heat pump rebate: up to $450
- JEA Heat Pump Water Heater Rebate: up to $350
See all 21 programs on the Florida page.
3 more programs are closed, not open yet, or not confirmed: Florida Energy Saver Program - HEEHR (federal HEAR) home electrification rebates, Florida Energy Saver Program - HOMES (federal whole-home efficiency rebates), Duke Energy Improve & Save (on-bill payment for heat pump and HPWH upgrades).
Which utilities pay heat pump rebates?
Most rebates depend on who supplies your power or gas.
| Utility | Programs | Largest rebate |
|---|---|---|
| Florida Power & Light Company | 2 | $1,000 |
| Duke Energy Florida | 3 | $1,000 |
| Tampa Electric Company | 1 | $550 |
| Florida Public Utilities Company | 1 | $100 |
| JEA | 2 | $350 |
| Orlando Utilities Commission | 2 | $1,150 |
| City of Tallahassee Utilities | 2 | $750 |
| Gainesville Regional Utilities | 1 | Varies |
| Lakeland Electric | 2 | $500 |
| Kissimmee Utility Authority | 2 | $325 |
| Clay Electric Cooperative | 2 | $250 |
| Florida Keys Electric Cooperative | 1 | $500 |
How much will I pay after rebates?
Start with the typical price, $20,000. Take off the largest rebate you qualify for. With $1,150 from Orlando Utilities Commission, that is about $18,850.
Rebates have rules: approved equipment, an approved contractor, and sometimes income limits. Some can be combined, some can't. Check each program before you sign a contract.
Use the rebate calculator to see what applies at your zip code.
Is there a federal tax credit?
No. The federal credits for heat pumps and batteries (25C and 25D) ended for installs after December 31, 2025.
How do I find a licensed installer in Florida?
We list 12,779 Florida contractors whose state license covers heat pump work. Each one shows its license, and many show a phone number or website.
- Heat pump in Jacksonville
- Heat pump in Miami
- Heat pump in Tampa
- Heat pump in Orlando
- Heat pump in Hialeah
- Heat pump in Cape Coral
- Heat pump in Tallahassee
- Heat pump in Fort Lauderdale
Sources
- MA EEAC / NMR - 2024/2025 Residential Heat Pump Pricing Study (MA25X05-BR-RHPINV2), ducted ~ $6,912/ton (Aug 2025$) (2026)
- CT DEEP - CTAC Q&A tracker (average ASHP cost ~ $6,600/ton, 2024 CT installs) (2025)
- Angi - Cost to install a mini split in New York, NY (12,000 BTU ~ $3,800-$4,500) (2026)
- HomeGuide - Mini split installation cost (single zone $2,500-$6,000; 12k BTU $3,500-$5,000) (2026)
- MA EEAC / NMR - 2024/2025 Residential Heat Pump Pricing Study (ductless ~ $7,203/ton, 2024 invoices) (2026)
- MA EEAC - Residential Heat Pump Invoice Cost Analysis (MA23X14-B-RHPINV): ductless ~ $5,830/ton, ~2.3 zones per project (Jan 2024$) (2024)
- NREL (Wilson et al.), Heat pumps for all? Distributions of the costs and benefits of residential air-source heat pumps in the US, Joule (ducted average ~ $22,400) (2024)
- BetterHouse - Cold-climate heat pumps: what the spec requires and what they cost ($12,000-$32,500 cold-climate vs $9,270-$22,295 standard) (2026)
- Angi - Cost to install a heat pump water heater (avg ~ $4,200; $2,800-$8,000) (2026)
- ENERGY STAR - What goes into the cost of installing a heat pump water heater? (unit $1,500-$3,000 + labor/materials $1,000-$3,000) (2026)
- MA EEAC - Residential Heat Pump Invoice Cost Analysis (MA23X14-B-RHPINV): GSHP ~ $14,211/ton (Jan 2024$) (2024)
- EnergySage - Ground source heat pump cost ($15,000-$40,000+) (2025)
- Programs: official program pages, checked 2026-10-11. Installers: Florida state license records.